State Farm Doesn't Want to Defend Sandusky in Civil, Criminal Cases

, The Legal Intelligencer


State Farm has asked a federal judge to declare it does not have to defend former Penn State assistant football coach Jerry Sandusky in his ongoing criminal proceedings and that it does not have to defend or indemnify Sandusky in a civil suit filed against him in Philadelphia last year by an alleged abuse victim.

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What's being said

  • J. Christian Sales

    But there is a way to trigger State Farm's coverage....

  • J. Christian Sales

    State Farm is correct. There is no coverage for the intentional acts of Sandusky. Most state Supreme Courts have ruled that there is no coverage for acts either expected or intended from the standpoint of the insured. See Raby v. Moe, (Wisconsin Supreme Court 1990). In the Raby decision, the Court cited to KAG v. Stanford for the principle that injury to a minor should be expected when that minor is molested and that no coverage would be afforded under a homeowner's policy for such intentional acts. In KAG v. Stanford, the insured sexually molested his granddaughter and the Wisc. Court of Appeals ruled no insurance coverage.

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